As part of their certification, a CFP® professional commits to CFP Board’s Fiduciary Duty. A CFP® professional commits to CFP Board that they will act as a fiduciary, and therefore, act in their client’s best interests, at all times when providing financial advice to a client. That means your CFP® professional has made a commitment to CFP Board to:

1. Place your interests above their own interests, or the interests of their firm.

2. Disclose conflicts of interest to you, obtaining your informed consent and properly managing the conflict.

3. Continue to put your interests first, even when acting under a conflict of interest.

4. Comply with the terms of the client engagement and follow your directions, so long as they are reasonable and lawful.

5. Act with care, skill, prudence and diligence based on your goals, risk tolerance, objective, financial status and personal circumstances.

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.